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Mid to Large Business

Services to Match Your Needs


As an extension of your HR team we utilize our expertise to revitalize your benefits program with tailored solutions to pro-actively manage your program for tomorrow while exceeding your organizations financial objectives. 


Our extensive services and expertise include the following:


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Initial Benefit Analysis

Contact us to initiate your complimentary benefit analysis.  We will conduct a detailed analysis of your existing program from both a financial and plan design perspective recommending solutions that meet your short and long term objectives.

Strategic Benefits Planning

Aligning with your organizations objectives, we'll develop a critical path outlining your 3-5 year benefits strategy.

flex Benefits

Flexibility and choice are desired today more than ever by employees and employers.  Flex benefits are now available for organizations of all sizes and range from modular flex structures to full cafeteria programs.  As flex benefit experts "Flexperts", contact us to explore further.

pension & Retirement

Our pension & retirement experts specialize in Group RRSPs and corporate pension plans.

Dispute Resolution

On escalated / sensitive claim issues we become directly involved acting as a liaison between the employee, employer, and insurer.

benefit governance

Reduce liability to the organization by developing internal benefits related policy and ensuring proper administration practices are in place.

Benefits marketing

Request proposals from all benefit providers.  We analyze and negotiate the proposals and present a customized/detailed report, complete with an executive summary outlining the results and recommendations.

Executive benefits

Design and implement benefit solutions for your Executive Team which provides enhanced coverage for your most valued employees.

industry benchmarking

Comparing your programs costs, claims, and plan design to industry standards is integral to a competitive benefit plan.

benefit mergers & acquisitions

Extensive experience in consolidating multiple programs into one unified policy. 

Global Benefits

Providing expatriate and inpatriate solutions for your global workforce.

Employee Communication

Help employees realize the true value of the benefits through written communications, live presentations, webinars, and employee surveys.


We analyze and negotiate your renewal rates annually.  Based on our experience, expertise and relationships we negotiate the best possible position on your behalf.  A detailed report complete with executive summary is provided every year.

Refund accounting & aso

Our expertise includes alternative funding arrangements such as refund accounting and self-insured administrative services only (ASO).


A health care spending account can add flexibility to program in a tax effective manner for CRA eligible health and dental expenses.  A personal spending account provides employees with funds to purchase items such as gym memberships and fitness equipment (and more) which are treated as a taxable benefit.